Information we collect from you
We collect device-related information, server log information, and other types of anonymous information when you visit Verustitle.com and when you become a customer of Verus. Additionally, we collect personal information and financial information when you register and use your Verus account.
Why we collect your information
We serve as title insurance agent and real estate closing agent for our customers. In order to produce a title insurance policy and close a real estate transaction, we are required to collect certain information under US and state laws. We use your personal information to maintain your account, provide Verus services, and enhance your customer experience. We also use aggregated personal information and non-personal information to improve Verus and monitor and protect the security of our service.
Who we share your personal information with
Your choices as the consumer
In order to operate Verus, produce a title insurance policy, and close a real estate transaction, we require certain personal information. If you are not comfortable providing personal information to Verus, then our service won’t be useful to you.
Information from Third Parties
3. How You Accept This Policy
4. Information We Collect and Why
In order to provide high quality service, produce and sell title insurance, and close real estate transactions, Verus collects various types of information when you visit our website or open an account as a customer.
4a. Visitor Information
We collect various types of anonymous information when you visit our website such as device-related information (browser type, IP address, etc.) and server log information (date and time of day of your visit). We use this information to better understand our visitors and our business and to enhance the services we offer.
Cookies are small pieces of data that are stored on your computer, mobile phone or other device. We store anonymous information in cookies to improve accessibility and help you navigate services provided through our website. Cookies and similar technology are not required for site functionality. You are not required to accept any cookies to use our website. However, refusing to accept cookies will make use of our website more cumbersome and less accessible.
4c. Analytics Services
4d. Customer Information
When you choose to handle your transaction with Verus, we will also collect certain personal information, including, but not limited to, your full legal name, email address, permanent address, date of birth, and relevant property information. In order to produce and sell a title insurance policy and close a real estate transaction, we also are required to collect certain additional information, including, but not limited to, your social security number. Sometimes we might collect this nonpublic information from other parties in your transaction, such as the real estate agents, lenders, settlement service providers, or other parties necessary to complete your transaction. You may choose not to provide this information, but you cannot become a Verus customer without providing it.
5. How We Use Your Personal Information
6. When We Share Your Information
We do not sell, rent, or trade your personal information with any third parties without your consent or as required by law. We may disclose your personal information in your account with our affiliates and nonaffiliated third parties, as permitted by law, who require such information to complete your transaction. We also may disclose some of the personal information we collect to service providers, companies that perform marketing and analytics services on our behalf, or to other financial institutions. We may disclose personal information in response to service of legal process, such as a court order, summons, subpoenas, or as permitted or required by law when we reasonably believe it is necessary or appropriate to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or violations of our customer agreements. Information about our customers, including personal information, may be disclosed or transferred to entities now or in the future affiliated with Verus or as part of any merger, acquisition, change of control, debt financing, insolvency, bankruptcy or sale of our assets. Such information may be used in the businesses of any entity so receiving it. Lastly, we may disclose personal information in specific other cases with your consent.
7. Protection Of Personal Information
Verus works diligently to protect your personal information. We employ safeguards to keep your information safe. We use our best efforts to use the strongest available browser encryption, store all of our data on servers in secure facilities, and implement systematic processes and procedures for securing and storing data. We limit access to your personal and financial information to only those employees with authorized access. Furthermore, if you choose to terminate your account or your account is terminated with us, we will continue to adhere to the privacy policies and practices outlined here.
Our service is not directed towards anyone under the age of 18. We do not knowingly collect Personal Information from individuals under the age of 18. If we become aware at any point that a child under the age of 18 is using our service, we will terminate his or her account.
9. International Visitors
10. Changes To The Policy